.m-site{color:hsl(var(--foreground));font-family:Figtree,sans-serif;line-height:1.7}.m-site *{box-sizing:border-box}.m-site a{color:inherit;text-decoration:none}.m-site p{margin:0 0 1.1rem}.m-site h1,.m-site h2,.m-site h3{font-weight:900;line-height:1;letter-spacing:-.04em}.m-site h1{font-size:clamp(44px,7vw,88px);line-height:.98;margin:0 0 28px;max-width:1050px}.m-site h2{font-size:clamp(30px,4vw,48px);margin:0 0 20px}.m-site h3{font-size:24px;font-weight:800;margin:0 0 16px;letter-spacing:-.025em}.m-site a:focus-visible,.m-site input:focus-visible,.m-site summary:focus-visible{outline:3px solid hsl(var(--primary));outline-offset:4px}.m-container{width:calc(100% - 64px);max-width:1120px;margin-inline:auto}.m-hero{padding:64px 0 80px}.m-accent-title{background:hsl(var(--accent));color:#fff;padding:.04em .14em;display:inline-block;border-radius:12px;transform:rotate(-1deg);margin:.08em 0}.m-eyebrow{font-size:11px;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:hsl(var(--muted-foreground));margin-bottom:20px!important}.m-lead{font-size:19px;font-weight:500;color:hsl(var(--muted-foreground));max-width:680px;line-height:1.7}.m-hero-actions{display:flex;align-items:center;gap:24px;margin:32px 0 20px;flex-wrap:wrap}.m-button{display:inline-flex;align-items:center;justify-content:center;background:hsl(var(--accent));color:#fff!important;border-radius:999px;padding:14px 28px;min-height:48px;font-size:15px;font-weight:800;text-align:center}.m-button:hover{opacity:.85}.m-text-link{font-weight:700;color:hsl(var(--primary))!important;text-decoration:underline!important;text-underline-offset:5px}.m-small,.m-byline{font-size:13px;color:hsl(var(--muted-foreground))}.m-byline{margin-top:25px!important}.m-breadcrumb{font-size:12px;color:hsl(var(--muted-foreground));margin-bottom:30px}.m-breadcrumb a{text-decoration:underline}.m-editorial{display:grid;grid-template-columns:220px minmax(0,1fr);gap:64px}.m-toc{align-self:start;position:sticky;top:110px;padding:10px 0}.m-toc a{display:block;font-size:14px;padding:10px 0;border-bottom:1px solid hsl(var(--border)/.4);line-height:1.5}.m-toc a:hover{color:hsl(var(--primary))}.m-section{padding:12px 0 48px;scroll-margin-top:110px}.m-section p{font-size:17px;font-weight:500;color:hsl(var(--muted-foreground));max-width:760px}.m-checklist{padding:0;list-style:none;margin:22px 0}.m-checklist li{position:relative;padding:14px 18px 14px 42px;margin:8px 0;background:hsl(var(--secondary));border-radius:14px}.m-checklist li:before{content:"✓";position:absolute;left:16px;color:hsl(var(--primary));font-weight:800}.m-calculator{display:grid;grid-template-columns:1fr 1fr;gap:40px;padding:32px;background:hsl(var(--secondary));border-radius:24px;margin:30px 0 50px}.m-calculator h2{font-size:30px}.m-calculator label{display:block;font-size:14px;font-weight:700}.m-calculator input{width:100%;padding:12px;border:1px solid hsl(var(--border));background:#fff;color:hsl(var(--foreground));border-radius:12px;margin:10px 0 18px;font-size:20px}.m-calculator p{font-size:14px}.m-related,.m-faq{margin:55px 0}.m-link-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;margin-top:28px}.m-link-card{border:1px solid hsl(var(--border)/.4);border-radius:24px;padding:28px;background:hsl(var(--primary)/.04);display:flex;flex-direction:column;transition:transform .2s,box-shadow .2s}.m-link-card:nth-child(2n){background:hsl(var(--accent)/.05)}.m-link-card:nth-child(3n){background:#fff}.m-link-card:hover{transform:translateY(-4px);box-shadow:0 12px 24px #0000000a}.m-link-card .m-eyebrow{display:block;margin-bottom:16px!important}.m-link-card p{font-size:14px;color:hsl(var(--muted-foreground))}.m-link-card .m-text-link{margin-top:auto;font-size:13px}.m-faq details{border-bottom:1px solid hsl(var(--border));padding:20px 0}.m-faq summary{cursor:pointer;font-weight:650;padding-right:20px}.m-faq details p{max-width:900px;margin:20px 0 0;color:hsl(var(--muted-foreground))}.m-sources{padding:28px;margin:30px 0 45px;background:hsl(var(--secondary));border-radius:24px}.m-sources h2{font-size:24px}.m-sources p,.m-sources li{font-size:13px}.m-sources ul{padding-left:20px;margin-bottom:15px;list-style:disc}.m-sources a{text-decoration:underline;text-underline-offset:3px;overflow-wrap:anywhere}.m-cta{padding:56px 40px;background:hsl(var(--foreground));border-radius:32px;color:#fff;display:flex;align-items:center;justify-content:space-between;gap:40px;margin:64px 0}.m-cta h2{font-size:clamp(34px,4vw,52px);max-width:650px}.m-cta .m-eyebrow{color:hsl(var(--accent))}.m-cta p{margin-bottom:0}.m-cta .m-button{flex-shrink:0}@media (max-width:1050px){.m-editorial{grid-template-columns:190px minmax(0,1fr);gap:36px}.m-link-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (max-width:850px){.m-editorial{grid-template-columns:1fr}.m-toc{position:static;display:none}.m-cta{display:block;padding:36px}.m-cta .m-button{margin-top:24px}.m-calculator{gap:24px}}@media (max-width:600px){.m-container{width:calc(100% - 32px)}.m-hero{padding:48px 0}.m-site h1{font-size:44px}.m-lead{font-size:17px}.m-section p{font-size:16px}.m-link-grid,.m-calculator{grid-template-columns:1fr}.m-calculator{padding:24px;gap:16px}.m-related,.m-faq{margin:40px 0}.m-cta{padding:36px 24px;margin:40px 0}.m-cta h2{font-size:34px}.m-breadcrumb{margin-bottom:20px}.m-sources{padding:24px}}@media (prefers-reduced-motion:reduce){.m-site *{scroll-behavior:auto!important;transition:none!important}}@media print{.m-hero-actions,.m-toc,.m-related,.m-cta{display:none}.m-container{width:100%}.m-editorial{display:block}.m-section{-moz-column-break-inside:avoid;break-inside:avoid}}